Hi, I’m Beth!
I was born and raised in the Midwest. These days I can’t get enough time snuggling my 7 month old son. I love playing ball and going for walks with my best fur friend, Roscoe, enjoying a nightly bowl of ice cream with my husband, and I have recently become obsessed with paying off (student loan) debt that I accrued over the past 10 years. Welcome to The Frugal Dietitian!
I created this blog for so many reasons, however, the main reasons are:
1) help people like myself get out of debt and prevent them from ever getting in as much debt as I did
2) to share everything I’ve learned about my unique passion of practicing dietetics and nutrition from a Health At Every Size perspective. What is Health At Every Size you ask? Follow along and I will tell you everything I know 🙂
I’m also a Certified Lactation Consultant and love the rewarding work of helping moms be able to feed their babies the nutrition that we have for them!
As for my money story:
After I was referred to The Money Nerds Podcast back in 2017 during my dietetic internship, I loved the content and listened to it, nonstop. It seemed like I was always too busy traveling to take action though. Soon after starting the podcast, I heard an episode by Gwen and J and started listening to their podcast, FIRE Drill, meaning Financial Independence Retire Early. Everyone talked about at least having an emergency savings account and being free of consumer credit card debt before investing. I didn’t have any of these things. So when I landed my first job as a Registered Dietitian at Hy-Vee in 2018 while expecting my first baby, I knew I had to start getting my finances in order.
I only had $500 to my name, $81,000 of student loan debt from a Bachelor’s and Masters Degree and about $3,000 consumer credit card debt. The amount of debt I had was suffocating.
I took action by:
- creating a budget
- setting aside a specific amount of money to go into my savings
- paying extra on my credit card
In one year (my lowest income year), I’ve managed to pay off my $3,000 consumer credit debt, save $4,000 for an emergency fund, and my new student loan debt total is $75,000.
My goal for the next two years (when we might plan to add two little feet to the family) is to build my emergency fund up and start side hustling to slash my student loan debt in half by then.